Essential Finance Limited (EFL) was duly incorporated in January, 2020, under the Corporate Affairs Commission (CAC) to operate as a finance company and under the Bank and other financial Act (BOFIA)of 1998 as reviewed in 2008 in line with the Central Bank of Nigeria regulations to carry out the business of creating opportunities to its customers by financing personal, business and emergency loans platform as well as creating the platform for investment in wholesale funds via investment notes and borrowings from individual and institutions for good returns and fund safety.
To be the foremost non-bank financial institution that provides the best service experience by creatingsuperior value for its customers across Nigeria and beyond.
To support the ambition of individual customers and small businesses.
